1. Idaho Home Loans

    Capital Mortgage, LLC  Idaho Gail is a very experienced, long-time mortgage veteran who brings a personal touch and strong sense of caring to her clients. She specializes in helping first-time buyers to purchase their first home, but is no stranger to all types of lending, including refinances, inv…Read More

  2. No Appraisal Fees Home Loans

    At OCRealtorDIRECT, we are covering the cost of any appraisal up to $525.00 for loans closed by December 31st, 2018.  If you are looking to Buy or Refinance a Home, this is an excellent opportunity to save money. Purchase or Refinance Loans Apply If you already own a home and have considered refina…Read More

  3. Lock and Shop

    Lock In Today's Interest Rates BEFORE You Find Your Dream Home Home Buyer's can now secure a good interest rate while they shop for a home. While interest rates are on the rise, you may feel very uneasy about shopping for a home not knowing what your payment is going to be.  We have taken the guess…Read More

  4. Same Day Loan Approval

    The big banks have tons of money to advertise but they cannot compete... It remains a mystery to me that retail banks continue to rack up customers when it is the mortgage brokers that offers More Loan Options Speedy Process Fully Licensed Loan Brokers and Loan Officers, most of which are self-emplo…Read More

  5. Why Use a Realtor?

    The Top 3 Reasons for Using A Realtor® While it may be true that anyone can shop for a home, unless you have oodles of spare time - maybe days, maybe weeks or even months, a Realtor is the best choice to help make this process much faster. reason no. 1:  Realtors are all Highly Educated in their t…Read More

  6. Higher Loan Amounts Now Available

    Fannie Mae Increased Loan Limits Announced November 27, 2018 by the Federal Housing Finance Agency (FHFA):  The NEW ceiling for regular conforming loans underwritten by Fannie Mae and Freddie Mac in 2019 will be offered by all banks the start of the new year but here at OCRealtorDIRECT.com and Blac…Read More

  7. EXACT RATE | Price it Right

    The Perfect Rate Home loan interest rates have traditionally been offered in 1/8% increments; 4%, 4.125%, 4.25%, 4.375% etc.  That was then and THIS is NOW. We can now offer ANY interest rate; 4% 4.01%, 4.08%, 4.104%, etc.  While it is true that the the cost has always moved with the rate, you we…Read More

  8. It’s a Good Time to Buy a Home.

    Interest rates are rising fast. No time to waste! It’s still a great time to buy a home in Orange County, California however, if you have thought about buying a home you better act fast because interest rates have gone up about a full percent in recent months and it looks like they will continue t…Read More

  9. Doctor’s Home Loan Qualifying Just Got Easier

    Up to 95% financing is now available without counting any student loan debt as long as the following criteria is met: If you're currently in, or have recently completed, a medical residency or fellowship Payments on any student loans are deferred for a minimum of 12 months from the closing date of t…Read More

  10. MORTGAGE INSURANCE: LOWER RATES NOW AVAILABLE

    In the past, if you put less than 20% down on the purchase of a home, you would be forced to pay an extra monthly payment called Mortgage Insurance or, PMI. This is an insurance policy that compensates a lender for potential losses occur when a borrower defaults on a mortgage and the bank takes b…Read More

  11. NO APPRAISAL FEES FOR HOME LOANS

    No More Appraisal Fees Through The End Of 2018! It’s a great time to buy real estate in Orange County, California! In celebration of the launch of OCRealtorDIRECT.com, we are doing ONE of the following for you: Waiving the appraisal requirement, OR Having it reimbursed on all loans originated and …Read More