Home Loan Education

  1. NO APPRAISAL FEES FOR HOME LOANS

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    No More Appraisal Fees Through The End Of 2018! It’s a great time to buy real estate in Orange County, California! In celebration of the launch of OCRealtorDIRECT.com, we are doing ONE of the following for you: Waiving the appraisal requirement, OR Having it reimbursed on all loans originated and …Read More

  2. MORTGAGE INSURANCE: LOWER RATES NOW AVAILABLE

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    In the past, if you put less than 20% down on the purchase of a home, you would be forced to pay an extra monthly payment called Mortgage Insurance or, PMI. This is an insurance policy that compensates a lender for potential losses occur when a borrower defaults on a mortgage and the bank takes b…Read More

  3. Doctor’s Home Loan Qualifying Just Got Easier

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    Up to 95% financing is now available without counting any student loan debt as long as the following criteria is met: If you're currently in, or have recently completed, a medical residency or fellowship Payments on any student loans are deferred for a minimum of 12 months from the closing date of t…Read More

  4. It’s a Good Time to Buy a Home.

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    Interest rates are rising fast. No time to waste! It’s still a great time to buy a home in Orange County, California however, if you have thought about buying a home you better act fast because interest rates have gone up about a full percent in recent months and it looks like they will continue t…Read More

  5. EXACT RATE | Price it Right

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    The Perfect Rate Home loan interest rates have traditionally been offered in 1/8% increments; 4%, 4.125%, 4.25%, 4.375% etc.  That was then and THIS is NOW. We can now offer ANY interest rate; 4% 4.01%, 4.08%, 4.104%, etc.  While it is true that the the cost has always moved with the rate, you we…Read More

  6. Higher Loan Amounts Now Available

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    Fannie Mae Increased Loan Limits Announced November 27, 2018 by the Federal Housing Finance Agency (FHFA):  The NEW ceiling for regular conforming loans underwritten by Fannie Mae and Freddie Mac in 2019 will be offered by all banks the start of the new year. $484,350 for a one-unit property and $7…Read More