Southern California Real Estate: Orange County

Orange County, California, has so much to offer. Those of us who live and work here know how fortunate we are to be in this geologically and culturally diverse area. There is so much to explore and do here that you’ll never run out of options for family entertainment, nightlife, dining, or outdoor recreation.

If you’ve decided to purchase property in Orange County, congratulations! We’re here to help your transaction go smoothly, from start to finish. Our site features top real estate agents in the region who have extensive, firsthand knowledge of our unique communities. We know what draws people to our area, and we regularly help buyers find dream homes in their preferred locations.

As local real estate agents who are highly in tune with our neighborhoods and the Southern California real estate market, we can help you navigate financing options. Get pre-qualified for a home loan through our home lending services. It’s free and easy, and there’s no obligation to use our loan services. We simply make this available as a convenience for clients who work with our OC Realtors.

Check Loan Eligibility

Fixed Or Adjustable?

As a homebuyer, this is one of the first decisions you’ll need to make. In addition, there’s a third option which is a hybrid of fixed and adjustable loans.

While you explore houses for sale in California, think about the type of loan you want to get. With an adjustable-rate mortgage (ARM), your interest rate will adjust periodically based on fluctuating market conditions. In a fixed-rate mortgage, the interest rate is set at a percentage that remains unchanged for the life of the loan. The term for a fixed-rate loan can be anywhere from 10 to 30 years. All of our Orange County Realtors can explain the differences between fixed, adjustable, and hybrid in detail.

Qualifying For Your Home Loan

Another important step to take is to pre-qualify for a home loan. By doing this, you’ll have a much better idea of what home price ranges to look at. When you get pre-qualified, you’ll know what amounts to expect for your down payment and your monthly payments, including property tax and insurance. Talk to a Loan Specialist or the Broker @ OC Realtor DIRECT about getting pre-qualified.

Secure Rates While You Search

Another great thing to do while you search for your dream home is to secure your rates. If you’re concerned about interest rates going up before you make an offer on a property, then consider locking in today’s competitive rates. Another benefit of securing your rates now is that you’ll be pre-approved for a loan.

Contact The Loan Broker @  OC Realtor DIRECT To Get Started

You can talk with the Loan Broker Direct at 949-348-0669 to learn more about mortgage loan options and considerations. Whether you’re looking for existing or new homes in Orange County, we’re here to help. Our Realtors are ready to show you what our beautiful communities have to offer. Whether you’re searching for homes for sale in Newport Beach, San Clemente, Laguna Beach, Irvine, or any other Orange County city, OC Realtor DIRECT has the best real estate agents to help you. Find a Realtor today!